What is Revolut X?

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What is Revolut X

Revolut X is a UK-based cryptocurrency exchange platform created by Revolut, a global financial technology (fintech) company headquartered in London, UK. 

 

While Revolut provides banking-style services (cards, payments, investing), Revolut X allows users to buy, sell, and trade over 210 cryptocurrencies, offering advanced tools for experienced traders and integrating with the main Revolut app for easier access. 

 

Unlike the standard Revolut app, which offers basic crypto services, Revolut X provides advanced trading tools, including real-time market data, limit orders, stop-loss features, and full integration with TradingView charting tools. Users can seamlessly move funds between their Revolut account and Revolut X with no fees or limits, bridging traditional banking and cryptocurrency trading in one ecosystem.

 

 

[Note: In September 2022, Revolut X’s parent company, Revolut, faced a data breach exposing details of about 50,000 customers. Additionally, a system flaw in Revolut’s payment system led to a $20 million loss between late 2021 and early 2022. No customer funds were stolen in either incident, and these predated Revolut X’s launch.]

 

Revolut X: Key Points

 

  • Supports 210+ cryptocurrencies with 400+ trading pairs on desktop and mobile, with availability across 30+ European countries.
  • Offers 0% maker fees and 0.09% taker fees, with seamless transfers to and from Revolut accounts.
  • Provides advanced tools like TradingView charts and holds assets in cold storage for security.
  • Requires a Revolut account and KYC verification for access.
  • Regulated by the FCA in the UK, and under the EU’s MiCA framework by the Cyprus Securities and Exchange Commission.

 

 

History of Revolut X

Revolut was founded in 2015 by Nik Storonsky and Vlad Yatsenko in London, starting as a service for international money transfers and currency exchange. It expanded into cryptocurrency trading in 2017, allowing basic features within its app. By September 2022, Revolut secured full Financial Conduct Authority (FCA) registration to provide digital asset trading and custodial services in the UK, strengthening its position in the crypto space. 

 

Revolut X, Revolut’s standalone cryptocurrency exchange, was launched in May 2024 as a dedicated desktop platform for professional traders in the UK, offering advanced features beyond the app’s simple buy-sell options. 

 

In November 2024, it expanded operations to 30 countries in the European Economic Area, and now serves over 30 million Revolut customers across Europe, with ongoing updates like mobile app integration in March 2025.

 

 

Revolut X: Functions and Services

Revolut X offers several functions and services related to trading cryptocurrencies, including:

 

  • Spot trading: It involves exchanging one crypto for another. Revolut X supports trading of 210+ tokens across 400+ trading pairs, including popular ones like Bitcoin (BTC) and Ether (ETH). Users can place market orders, which execute at the existing price, or limit orders, which only go through at a set price. 
  • Take profit and stop loss orders: Added in 2025, these are risk management tools that can help traders automatically lock in gains or limit losses. Take profit orders sell your position when it reaches a target profit level, while stop loss orders exit a trade if losses exceed a predetermined threshold.
  • Advanced charting and analytics: The Revolut X has a customizable dashboard that displays real-time data on top-traded coins, gainers, and market caps to aid decision-making. Integrated TradingView charts provide technical indicators and drawing tools for analyzing price trends. Think of it as a visual way to study patterns before trading.

 

 

  • Staking: This feature enables users to earn passive income by locking up certain cryptocurrencies to support blockchain networks. Users can earn variable Annual Percentage Yields (APY) on supported cryptocurrencies like Ether (ETH) and Solana (SOL), with Revolut passing through 100% of on-chain staking rewards without additional platform fees. Please note that staking rewards are variable and depend on network conditions, and that locked funds may not always be instantly withdrawable..
  • Deposits and withdrawals: Users can send and receive 35+ cryptocurrencies between Revolut X and external wallets. Transfers between Revolut X and the main Revolut app are fee-free, with no limits, making it straightforward to move fiat (traditional money like euros) to crypto or vice versa.

 

Please note that these services may vary by jurisdiction due to different regulations. 

 

 

Is Revolut X safe to use in 2026?

Revolut X incorporates various security measures for crypto trading. It holds user assets on a 1:1 basis, meaning each deposit is backed fully, and Revolut X does not lend them out. Most funds are held in cold storage – offline wallets kept away from the internet, which are less vulnerable to online threats. Custodians, i.e. specialized firms that securely hold crypto on behalf of platforms, manage storage of these funds using advanced encryption.

 

The platform monitors risks around the clock to detect unusual activity and offers 24/7 support via encrypted chat. It’s authorized by the Cyprus Securities and Exchange Commission under the EU’s MiCA regulation, which sets standards for crypto operations across EU countries. All user accounts must fulfil mandatory identity verification through its Know Your Customer (KYC) process, to use the platform’s services.

 

Revolut X Security Features
Revolut X Security Features

 

Past incidents, such as Revolut’s September 2022 data breach, which compromised around 50,000 customers’ data, and a 2021-2022 US payment flaw that led to $20 million in losses, were resolved and didn’t harm any user funds. That said, they do highlight broader risks in fintech.

 

Users can enable two-factor authentication for added protection. While these features aim to reduce threats, crypto remains volatile, and no platform eliminates all risks – regulatory changes or market shifts could impact access.

 

 

Revolut X FAQs

 

What fees does Revolut X charge?

Fees are structured with 0% for maker orders (adding liquidity by setting a price for the trade) and 0.09% for taker orders (removing liquidity by taking an existing price for the trade). In other words, maker fees (0%) apply when you place an order that adds liquidity, while taker fees (0%) apply when you trade at an existing price. 

Crypto withdrawals to external wallets attract a 1 GBP (or equivalent) service fee for XRP (XRP), Polkadot (DOT), Stellar (XLM), Algorand (ALGO), Cardano (ADA), Solana (SOL), Avalanche (AVAX), and Tezos (XTZ) tokens, and 3 GBP for all other crypto assets. Fees can vary by region, so review the app for your specifics.

 

Does Revolut X have a mobile app?

Yes, Revolut X is available as a mobile app on Android and iOS, alongside the desktop version. It lets users trade, view charts, and manage assets on the go, integrating with the main Revolut app for transfers. 

 

How do I sign up for Revolut X?

First, create a Revolut account if you don’t have one, then log in at exchange.revolut.com or via the app. Complete KYC verification by submitting ID documents. Once approved, you can deposit funds and start trading. The process may require additional checks in some regions.

 

Is Revolut X available in the US?

As of February 2026, Revolut X is not available in the US due to regulatory uncertainties. It’s operational in the UK and 30 EEA countries. US users can check Revolut’s main app for basic crypto features, but full exchange access isn’t available yet. 

Ashish Sood

Ashish Sood

Author

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